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Retirement planning itself is an important topic and one needs to know in detail about this. This is a process of determining retirement income goals. One needs proper decision and actions to achieve those goals. This includes proper identification of income sources and estimation of expenses. There’s a need to implement a savings program and also to manage assets and risks. Estimation of future cash flows are also important. One can start at any point but it is better if one starts his financial planning early.
Insurance planning is a very important aspect of one’s financial life. It is not very difficult to understand. This is to protect oneself, his or her family, home, assets in case of unexpected events. The idea of insurance is to get a financial group to contribute to fund that helps individuals to recover in case of an unexpected loss. Each person needs insurance accordingly. Students are usually insured on their parents’ insurance plans. However, in case of drastic life changes, one needs to review his or her insurance planning.
The best way to achieve one’s dreams is to get a proper education. A good education is expensive and as years pass, the costs continue to rise. But when it comes to children’s education one can hardly pay any attention to financial hindrance. With a little planning from your early days at DRS investment, one can plan a safe and secure future for his or her children.
Indian weddings are fun-filled event no doubt but they can put heavy financial strains on one’s shoulder. A child’s marriage is a very serious affair and also a memorable one. In case one doesn’t want it to turn into a sudden financial debacle, one needs to start planning early.
An estate is everything someone owns and comprises of his net worth during his and after death. At DRS Investment, we help you plan your estate as well as help you to maximize the value of the estate by reducing tax and other expenses. This also entails managing and disposing of your estate during life or after death.
When one starts earning, managing tax liability becomes very important. To achieve a stable financial plan, one needs to start reducing this liability and also increase his or her ability to contribute towards retirement pans effectively. Various considerations like size, the timing of income, planning, and moments of purchase are important in tax planning.
Medical insurance or mediclaim is an important part of one’s future financial strategies. This is a health cover that helps to cover up any risk in monetary terms. It not only covers up hospitalization expenses but also specific ailments and treatments one incurs during hospitalization. Under the 80D section of the Income Tax Act one can also avail a mediclaim cover along with tax benefits.
This is a process of creating and building a stable source of sustenance. By creating this, one would not have to struggle to make ends meet. In DRS Investment, we help people to plan from the beginning so that they can save their hard-earned money as well as invest in financial fields that guarantee them huge profits and eventually turn into wealth.
Systematic Investment Plan or SIP is an investment vehicle. Many mutual funds in India to investors that allows them to invest small amounts instead of a large sum. We at DRS allocate several units according to your current net asset value. You can invest according to these units. This is very flexible: one can stop investing at any moment or can choose to increase or decrease the investment amount.
A mutual fund takes care of your financial investments. It pools money from many investors and invests the money in securities such as bonds, stocks, and short-term debt. The investors can buy shares from these funds which represent their ownerships and the income it generates. It is popular by choice because of its professional management, diversification, affordability, and liquidity.
Life Insurance Corporation or LIC is the ultimate security. Life insurance is a contract that pledges payment of an amount to the person or his or her nominee who is insured against the happening of the event. The contract is valid until the insured’s death. It is a safeguard against premature death or living in old age without visible means of support.
Founded by Mr. Debashis Dirghangi, DRS INVESTMENT is surrounded with full of professionals who help people manage their hard-earned money efficiently.